Financial Services
Financial Services
From VAT refund opportunities under Turkish tax legislation to Eximbank financing privileges, including export loans and Eximbank insurance, we provide a wide spectrum of services. We also support the monitoring of export proceeds under foreign exchange (FX) regulations. We deliver trade finance support for domestic and international trade activities across a wide range of product categories, and we arrange the funding of commercial loans in both TRY and foreign currency through Turkish and international banks. In addition, we facilitate the use of supplier and buyer credits by structuring transactions in line with the commercial flow of trade. We also enable export- and trade-related receivables to be covered by insurance and appropriately tenored, which strengthens cash flow predictability and financial resilience.
We manage our financial services together with our operational processes. This integrated approach differentiates us from other providers and enables us to deliver truly end-to-end solutions.
Financial Solutions and Process Management
Sustainable growth in exports is not achieved only by shipping products. It requires stronger cash flow, secure collections, effective FX risk management, and full transparency over total cost. We approach foreign trade through an operations and finance lens. This allows exporters to expand sales while protecting margins and using capital efficiently. From order stage to collection, we manage each step within a structured framework. We align quotations, contracts, payment methods, logistics, and documentation so they support one another. This enables exporters to offer more competitive terms while reducing unexpected costs, delays, and risks, and it helps them scale operations with greater control.
Working capital and maturity management are critical in export finance. Before production begins, raw materials, labor, packaging, and preparation create cash outflows, while sales are often completed on deferred terms. If this balance is not designed properly, even strong sales can strain the business. For this reason, we support our clients with order-based financing models, pre-shipment and post-shipment financing planning, receivables acceleration, and cash flow forecasting. Our goal is to build a structure where increasing sales strengthens the cash cycle rather than increasing financial pressure. By considering maturity terms, buyer profiles, and country risks, we help establish a financing setup that reduces working capital needs and supports sustainable growth.
Collection security is a decisive factor in protecting profitability in international trade. Exporters may need to work on open account terms to enter new markets or remain competitive. In other cases, they may prefer more controlled instruments such as letters of credit. We design payment structures that balance risk, cost, and sales convenience for each customer and market. Where appropriate, we increase collection security through documentary collections or letters of credit. For letter of credit transactions, we ensure that terms are structured correctly, discrepancy risk is reduced, and documentation flows are managed precisely. When needed, we strengthen the process through receivables insurance, limit management, and systematic collection follow-up. Our objective is to ensure that as sales volume grows, receivable quality does not deteriorate and delays do not lock up working capital.
FX risk is one of the most frequently overlooked factors for exporters, yet it can erode margins quickly. When the collection currency, payment currency, production costs, and financing expenses differ, margin volatility becomes unavoidable. Therefore, currency selection, price revision clauses, and maturity impact should be structured correctly at the quotation and contract stage. In multi-currency scenarios, we apply an approach that makes the net FX position visible and focuses on protecting margins during volatile periods. Depending on the need, hedging tools such as forwards may be used. In other cases, a natural hedge may be created by matching collections and payments in the same currency. This enables firms to operate with more predictable profitability rather than being exposed to outcomes driven by exchange-rate movements.
Logistics and supply chain management is not only about meeting delivery deadlines. It is also about optimizing total landed cost. Freight, storage, insurance, terminal charges, route selection, load planning, and Incoterms decisions directly affect price competitiveness and profitability. We plan transportation modes and routes based on product characteristics, delivery deadlines, and cost targets. Where feasible, we aim to reduce unit costs through consolidation and load optimization. We evaluate Incoterms not only for operational convenience but also for risk and financial impact. We also manage insurance and claims processes with discipline to reduce the impact of unexpected losses and protect the financial outcome of each shipment.
At the core of our approach is enabling exporters to operate through a single, coherent system rather than fragmented processes. By standardizing every step, from quotation to proforma, from packing list to origin and customs documents, and from payment method to collection follow-up, we provide greater speed and control. The key outcomes for exporters include faster quotation cycles, safer collections, stronger cash flow, fewer surprise costs, and more sustainable profitability. We do not act merely as an intermediary in foreign trade. We operate as a business partner that delivers financial resilience and operational discipline, strengthening exporters’ competitiveness through structured execution. As a result, companies enter new markets more confidently, grow more comfortably with deferred sales, and protect profitability more consistently on every shipment.